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I could be wrong but I think credits are so it can be used on other cars as well. You need to have say a credit for your car. Now you still have 7 left so you can also use it to tune 7 other cars depending on what they use in terms of credits.
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"You're not your job. You're not how much money you have in the bank. You're not the car you drive. You're not the contents of your wallet. You're not your ****ing khakis. You're the all-singing, all-dancing crap of the world"
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