Denied Coverage for Insurance!

[Vita]

Originally Posted by pclear9061

i got state farm and i pay 180 a month with totally full coverage and life ins. too

i don't think we even paid that much. it was under 200/month for sure, plus we have her car and renters insurance on our apartment.

she better not negotiate some insanely high price before i get home, cuz i'm going elsewhere, for her too! fuck this

[pclear9061]

but also im only 20 and just married so theres a little difference between us here

[mailmars]

Originally Posted by Vita

i was just denied coverage for insurance due to my driving record. they've been insuring this car and me since June of '04 when we bought it.

i'm thinking they are realizing what these cars are, and now i'm about to get taken from behind with a broomstick superglued with sandpaper on it, no lube, by some physically demented individual who doesn't know their strength!

anyone else encountering issues along these lines? raised insurance?

i haven't gotten a ticket for more than a year now, and have only gotten one with the RL! damn...

Wow.... What is on your driving record? ....

Mark

[Vita]

Originally Posted by pclear9061

but also im only 20 and just married so theres a little difference between us here

23 just married...

[Vita]

Originally Posted by mailmars

Wow.... What is on your driving record? ....

Mark

i have a feeling it goes back to when i was 16.

it's more than i would like, they could likely deny me for service into the military for my driving record alone.

can they base insurance costs off of other things on your record (i.e., non-traffic violations)?

[pclear9061]

Originally Posted by Vita

23 just married...

but those 3 years makes a difference if you got your lisc. when you were 16 too then you have 7 years on your record when i only have 4 ......

[racenpilot]

Wow, State Farm is killing you guys. I have used them for years and I pay around $160 a month for 2 redlines and a 93 ranger. It also drops nearly in half when you turn 25. I am 28 now and have used them for the past 10 years. No tickets or accidents.

[Vita]

Originally Posted by racenpilot

Wow, State Farm is killing you guys. I have used them for years and I pay around $160 a month for 2 redlines and a 93 ranger. It also drops nearly in half when you turn 25. I am 28 now and have used them for the past 10 years. No tickets or accidents.

yeah yeah

[pclear9061]

well before i got married and was 19 my ins w/o life ins. was about 190 then it dropped to 170 when i turned 20 then it dropped to ~ 150 when i got married and life ins. is ~ 30 bucks so its getting lower pretty fast. and i was like 19 for like 2-3 days with the car before i turned 20

[mailmars]

Originally Posted by Vita

i have a feeling it goes back to when i was 16.

it's more than i would like, they could likely deny me for service into the military for my driving record alone.

can they base insurance costs off of other things on your record (i.e., non-traffic violations)?

Ahhh yea... Credit History is one.... You have none traffic issues on you driving history?

Mark