[Sp00ner]

No, insurance does not cover you. My ex's husband wrapped his TransAm around a tree at one of the road courses a few years back, and was responsible for the full price of the car. Insurance is USUALLY very specific about racing, if you call your insurance agent, I know you probably don't want to tell him that you want to race, but he can answer it for certain. Remember, he can't raise your rates just for asking!

 

[Sp00ner]

The best route that you can go with them, is to explain that it's a much safer, controlled environment, than the streets are. Make sure they know that you want to race, and you don't want to do it on the streets like other idiots. Myself included. If you're going to do it, and do it hard, then take it to the track, or they could have alot more than your car to worry about!