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Discussion Starter · #1 ·
I'm concidering buying a cobalt or redline(I'm leaning torwards the redline)
and was wondering what all you guy do(job wise) to afford one?

I do construction work and make $8/hr

what about you guys?




Nick
 

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yeah right I dont see this going well. There are a lot of BS answers coming from this one. Just remember they are about 360-450 a month depending on your credit. Most of the time your yearly wages have nothing to do with your payment. And in case you dont get overtime your payment is going to be 25% of your monthly pay according to my figures and if your like eveyone else tack on 200 or more for insurance. Thats my answer.
 

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unless you put some money down your payments will be high. i put $0 down and have a $421 month payment (not including insurance) for 60 months. i did give them my car, but between the rebates i recieved and what i still owed on my car it came to $0 down. very good credit helped too.
 

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Turboaddict said:
I'm going for a 5K down payment after I sell my current car and save alittle.
turbo conversion is what I plan. I'm very handy with a welder :D



Nick

Nick,

With 5K down you could easily get your payments in the 2's.

Turbo conversion? Awesome!!! You'll definitely have to post progress and pics with that one. :)
 

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Turboaddict said:
I'm concidering buying a cobalt or redline(I'm leaning torwards the redline)
and was wondering what all you guy do(job wise) to afford one?

I do construction work and make $8/hr

what about you guys?




Nick
But a geo metro, it will be less than $20 a month and still much faster than a POS saturn!
 

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Yea i know i rode in this one geo metro and it was friggin fast!!!............ Oh wait, then i woke up and looked in my driveway with relief!!! :D
 

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oh and back to the thread. I work at walmart........ You can afford it... But im soon to be in the airforce where ill make more in basic than at walmart, so ill be a happy man soon. Just imagine, racin on the runway!! :cool:
 

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I'm a computer repair/networking guy. 20 years of age and make $16.50/hr.

5,000 downpayment, 18k out the door. 400 a month. 9% interest
 

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Im a self employed painter.... my wage varies job to job. Anywhere from 12 to 20 an hour.
 

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dL_RL said:
I'm a computer repair/networking guy. 20 years of age and make $16.50/hr.

5,000 downpayment, 18k out the door. 400 a month. 9% interest
9%???

You should have held out on them for 0%. That's what I did. I told them I wouldn't buy the car unless they gave me some cash incentives AND 0% and walked out. Two days later the dealer called me back and that's what I got.

I got the car for just over 19K and pay $400 a month with 0 down and 0 interest for 60 months.

My credit rating is just mediocre as well.
 

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Is everyone here on the 4-year plan? I traded in my 1997 SL2 for about $2500, took all the incentives they would give me, and my payments are lower-mid $300's/month for five years. Oh, and my insurance is only $98/month. I make $16.50/hour as a Quality Control Tech in the chemical industry--lots of over-time $$$$.
 

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I'm a saturn sales consultant and with my employee discount and my $3000 trade in and with the 0% for 72m i pay 258
 

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Turboaddict said:
I'm concidering buying a cobalt or redline(I'm leaning torwards the redline)
and was wondering what all you guy do(job wise) to afford one?

I do construction work and make $8/hr

what about you guys?




Nick
if you're going to drop 5k on it, try and find an '04, get it cheaper. i put 0 down, and my payments are 398/month plus 950+ for 6mos insurance. just dont go out and buy a car that's going to cost more than 33% of your take home, not smart, gotta live somewhere and eat too
 

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Until Thursday(December 22) I work at John Deere and I make $15.50 an hour and that's way more than enough. I had a trade-in that I went negitive $2,000(1998 supercharged Regal) but I put $1,000 cash down on top of the $5,500 in rebates and drove off the lot paying only $18,300, also with an extended warrentee(sp). My monthly payment is $350.18. I got my loan at John Deere Credit, which I very highly suggest to anyone, for 5% intrest. My credit score is only a 570. Basically, it comes down to how badly you really want this car! :D
 
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